FEBRIANTY, D. I.; DAHRUL SIREGAR. The influence of financial knowledge and personality on financial management behavior of apliation based sturtup UMKM. Journal of Intelligent Decision Support System (IDSS), [S. l.], v. 6, n. 1, p. 7-14, 2023. DOI: 10.35335/idss.v6i1.120. Disponível em: https://idss.iocspublisher.org/index.php/jidss/article/view/120. Acesso em: 19 apr. 2026.